Umbrella and Excess (Commercial)

What is Umbrella and Excess (Commercial)?

Umbrella and Excess (Commercial) is coverage for the liability of a commercial venture above a specific amount set forth in a basic policy issued by the primary insurer; or a self-insurer for losses over a stated amount; or an insured or self-insurer for known or unknown gaps in basic coverages or self-insured retentions.


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