What is Individual insurance?
Individual insurance is is a plan you can purchase on your own directly from theinsurance company or an insurance agent. Often you can apply for insurancethrough a health benefit exchange such as Covered California, with an onlinebroker such as ehealthinsurance.com, or directly from an insurance company. For individual insurance your monthly premium rate is based upon the benefitplan you select, your age and residence zip code. State exchanges such asCovered California, may offer premium subsidies for low-income individuals.